Type of membership: Member, GE Money Home Lending Ltd The No. Head office: 7 Strutton Ground, Westminster, London, SW1P 2HY Type of membership: Member, Capital Bank Mortgages Ltd Accord Buy to Let. Type of membership: Member, Nottingham Building Society Type of membership: Member, Yorkshire Bank CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. Type of membership: Member, The Mansfield Building Society Type of membership: Member, Bradford & Bingley plc If you have any queries about the Handbook please view theFAQs section. We can offer both warrantable and non-warrantable condo financing. . Head office: 125 Portland Street, Manchester, M1 4QD Type of membership: Member, Leek United Building Society Type of membership: Associate, Cobbetts LLP The lenders on this list have agreed to accept tax calculations and tax year overviews that customers, or their agents or accountants, have printed themselves. Type of membership: Associate, Registers of Scotland Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN, DX 21757 SKIPTON LABC Warranty has a long list of mortgage lenders who have confirmed that the LABC Warranty New Home Warranty is acceptable to them. Head office: The Oriel, Sydenham Road, Guildford, Surrey, GU1 3SR, DX 2407 Guildford Type of membership: Associate, Irish Permanent International UK Finance Limited trading as UK Finance. Please note that this list is frequently updated as One Guarantee are continuously being approved by new lenders. Criteria Brain is an online research tool for UK based mortgage advisors. The UK Finance Lenders' Handbook for conveyancers in England and Wales. Key findings. Head office: Trinity Road, Halifax, West Yorkshire, HX1 2RG, DX 11896 HALIFAX Paragon Bank PLC/ Paragon Mortgages(2010) Ltd, Precise Mortgages (Charter Court Financial Services Ltd), Scottish Widows plc see Lloyds Banking Group. 5TH FLOOR, 1 ANGEL COURT, LONDON EC2R 7HJ, UK Finance mortgage lenders' handbook for conveyancers. This site makes use of cookies. Head office: Sandford House, Sandford Road, Cheltenham, Glos, GL53 7SH Head office: 4 Queens Square, Belfast, BT1 3DJ Head office: One Globeside, Fieldhouse Lane, Marlow, Buckinghamshire, SL7 1HZ Type of membership: Associate, Rosling King Solicitors Type of membership: Member, Church House Trust Plc Type of membership: Member, First Direct Bank Type of membership: Member, Standard Life Bank Ltd There are lots of different warranty schemes in existence and each mortgage lender will have their own standards of which schemes are acceptable. . Type of membership: Member, Chesham Building Society Head office: Rowcroft, Stroud, Gloucestershire, GL5 3BG, DX 122260 STROUD-3 Program Offices. Type of membership: Associate, Capstone Mortgage Services Limited Weve got a jam, Great work from our Customer Service team. Type of membership: Member, Nationwide Building Society Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 The company offers a variety of loan products, such as bank statement loans, coops, construction loans, downpayment assistance programs, and . Head office: Atlantic House, Holborn Viaduct, London, EC1A 2FG Best for lower credit scores: Rocket Mortgage. Head office: 80 The Strand, London, WC2R 0GR Protek warranty has wide lender approval from banks and building societies in the UK. Carrington: Best for borrowers with weaker credit. Its members consisted of banks, building societies and specialist lenders and represented 95% of mortgage lending in the UK. Type of membership: Member, Alliance & Leicester plc Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH Type of membership: Member, The Co-operative Bank plc UK Finance works with and on behalf of UK mortgage lenders banks, building societies, specialist lenders (including those who are authorised to service mortgages) to provide a single voice for the industry and promote sustainable housing finance in the UK. For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact Campions Solicitors. Head office: Edgbaston House, 3 Duchess Place, Birmingham, B16 8NH The Council of Mortgage Lenders issued a letter to the ICFA on the 13th September 2012 confirming the following statement: FEBRUARY 2010 The Valuation Panel of the Council of Mortgage Lenders confirmed that ICF (Insulating Concrete Formwork) construction is acceptable for mortgage purposes as a standard form of construction, subject to provision of valid product certification and monitoring of . Clarification of existing guidance and rules is useful given that expectations on forbearance and impairment is contained in various thematic reviews, ad-hoc guidance, and market studies published over many years by the FCA and its predecessor, the Financial Services Authority (FSA). Head office: 8 Newton Terrace, Glasgow, G3 7PJ, DXGW40 GLASGOW A mortgage lender sponsors an educational lunch for real estate agents where employees of the lender are invited to speak. Head office: 70 Owen Street, Tipton, West Midlands, DY4 8HG, DX 700152 TIPTON Type of membership: Member, ING Direct N.V. Type of membership: Member, Derbyshire Building Society Type of membership: Associate, AIG UK Limited Cover normally lasts for a period of 10 years after completion, and often it is required before mortgage lenders will . Type of membership: Member, Coutts & Co Head office: 21-27 Lambs Conduit Street, London, WC1N 3BD Head office: 30 Church Street, Epsom, Surrey, KT17 4NL, DX 30729 EPSOM The Council of Mortgage Lenders has a handbook in which all the indemnity insurance requirements are clearly outlined, stating what they should accept and what needs further action from the lender. Type of membership: Associate, Shoosmiths Solicitors Type of membership: Member, Wave Type of membership: Associate, First Title Insurance plc Head office: Key House, Foxhole Road, Chorley, Lancashire, PR7 1NZ, DX 18419 CHORLEY-1 Head office: 8 & 9 Bon Accord Crescent, Aberdeen, AB11 6DN Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO12 6EQ, DX 61820 SCARBOROUGH Type of membership: Member, Cheshire Building Society Type of membership: Member, Prudential Lifetime Mortgages Head office: Citigroup Centre, Canada Square, London, E14 5LB December is a festive time, with a lot of eating, drinking and often, spending. The Council of Mortgage Lenders' Handbook. Type of membership: Member, ABC International Bank plc With a 10 year policy, you want a partner you can trust. Head office: 40 Wakefield Road, Leeds, LS98 1FD Below, we list which Lenders currently approve The Q Policy. The CML Handbook provides a list of the professionals who may be acceptable to lenders: Your lenders might not necessarily accept all of these, therefore you must always check with them to find out what Professional Consultants Certificates they deem acceptable. Head office: Castle Street, Macclesfield, Cheshire, SK11 6AF, DX 25001 MACCLESFIELD-2 For borrower-paid monthly private mortgage insurance, annual premiums from MGIC, one of the country's largest mortgage insurance providers, range from 0.17% to 1.86% of the loan amount, or $170 . Head office: 3rd Floor, Austin House, St Crispins Road, Norwich, NR3 1PX Head office: Dundas House, 20 Brandon Street, Edinburgh, EH3 5PP Type of membership: Associate, Salans Head office: 402 Lana House, 118 Commercial Street, London, E1 6NF Type of membership: Associate, Jeffrey Green Russell Type of membership: Associate, IBM Global Business Services Our specialists provide an unmatched breadth and depth of knowledge. Head office: 410 Thames Valley Park Drive, Reading, Berks, RG6 1RH, DX 84150 CAVERSHAM Head office: 3 Goldcroft, Yeovil, Somerset, BA21 4DQ, DX 100503 YEOVIL Type of membership: Member, Distinct Mortgages Ltd Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN Type of membership: Member, Heritable Bank Ltd Type of membership: Member, Skipton Building Society This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. Head office: 180 Brompton Road, London, SW3 1HQ Type of membership: Member, North Yorkshire Mortgages Limited You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Capital Markets & Wholesale to Payments & Innovation. Below is a list of lenders that currently accept the Build-Zone Structural Warranty for self-builds. Head office: Duffield Hall, Duffield, Derbyshire, DE56 1AG Type of membership: Member, Dudley Building Society Type of membership: Member, Ipswich Building Society Type of membership: Member, Basinghall Finance PLC Type of membership: Member, Manchester Building Society Type of membership: Member, Rooftop Mortgages Find out more; What We Do. Type of membership: Member, London Mortgage Company While they are not a legal requirement for sellers, mortgage lenders require a building to pass an EWS1 fire safety inspection before they will lend to new buyers. Our members undertake an estimated 97 per cent of the UK's residential mortgage lending. Type of membership: Member, Darlington Mortgage Services Limited Natalie Campisi, Andrea Riquier. Type of membership: Associate, Fitch Ratings Ltd Head office: 12 Eclipse Office Park, Staple Hill, Bristol, BS16 5EL Please click here to download the "Interest Only Toolkit". Mortgage lenders have expressed concerns about the levels of knowledge among mortgage advisers about the later life lending market. This is intended to protect your investment, and the mortgage lender's security, in the event that the builders have become insolvent or ceased to exist. Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN Head office: Sackville House, 143-149 Fenchurch Street, London, EC3M 6BN No: 727 7528. Head office: Bakers Court, Bakers Road, Uxbridge, Middlesex, UB8 1RG Type of membership: Associate, Acadametrics Limited Head office: Merchant House, 30 Cloth Market, Newcastle Upon Tyne, NE1 1EE This warranty must be transferable upon sale of the property to the new owners. Head office: Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, DX 728540 SOUTHPORT 8 Type of membership: Associate, KPMG Head office: edeus house, 1 Trinity Court, Broadlands, Wolverhampton, WV10 6UH Head office: John Frost Square, Newport, South Wales, NP20 1PX, DX 33240 NEWPORT (GWENT) Head office: 30/31 Queen Street, Edinburgh, EH2 1JX written and contributed by Gateway Surveyors Mortgage lenders will only accept newly built or newly converted property if it is provided with an approved new build warranty or it is built (or newly converted) under the supervision of a suitably qualified professional (with appropriate professional . Campions Solicitors Fixed Fees for Legal Work. Register your interest for our Later Life Lenders programme to help address issues relating to adviser knowledge and their ability to communicate options. Type of membership: Member, Swift 1st Type of membership: Member, Yorkshire Building Society The UK Finance lenders' handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. 2) Lower, LLC Brianne Nichole Kesner NMLS# 1373401. Head office: 19 St Petersgate, Stockport, Cheshire, SK1 1HF, DX 19652 STOCKPORT 3) Ruoff Home Mortgage Nathanael Peppi Jones NMLS# 1841663. Our Professional Indemnity covers single unit values up to 3 million which is significantly higher than many Architects Certificates which sometimes only provide cover up . This causes a variety of unwelcome issues. Head office: Golden House, 30 Great Pulteney Street, London, W1F 9LT Head office: Ten Trinity Square, London, EC3P 3AX Using an advisor makes applying for a mortgage incredibly easy and asking for help is a breeze as well. Type of membership: Associate, Shepherd Direct Regardless if you are a property developer, house builder or private client looking to do their own Self-Build . Type of membership: Member, Tiuta PLC Type of membership: Member, Godiva Mortgages Limited Type of membership: Member, Bank of Ireland Home Mortgages Ltd Type of membership: Associate, Phoebus Software Limited If you have a query about a lender that is not listed here please contact us. Type of membership: Member, Partnership Home Loans Limited The mortgage industry offers two main options for loan originators. If you think you may have been a victim of a scam please contact your bank immediately and report it to Type of membership: Associate, Taylor Wessing As such, they can help you ensure that your project is being built to the highest standard and you can rely on them to provide helpful, objective inspections of your development. Use tab to navigate through the menu items. The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective homebuyers and homeowners. Registered address: 1 Angel Court, London, EC2R 7HJ UK Finance Limited (trading as UK Finance) 2023. Our structural warranty covers including New Building, Self Builds, Barns, Industrial Conversions & Retrospectively. Head office: 5-7 Abbey Court, Eagle Way, Sowton, Exeter, Devon, EX2 7HY, DX 135607 EXETER 16 Some smaller building companies, however, may not be able to afford this in which case, a CML Certificate will usually suffice. Head office: Abbey House, 2 Triton Square, Regents Place, London, NW1 3AN Building better together. Head office: Lahnstein House, Gold Street, Kettering, Northants, NN16 8AP Type of membership: Associate, Navigant Consulting mortgage approval rates fell by 87%. 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